perhaps this should be spread to all insurance. If we want to use their idiotic logic.

99-year old people should pay the same rates for life insurance as 7-year olds.

People living on the coast should pay the same rates for hurricane coverage as those living in the Rocky Mountains.

Those drivers with numerous tickets and those drivers who are 16 years old should pay the same car insurance rates as those 40-year old people with perfect records.

Also men - who tend to die at an earlier age should pay the same life insurance rates as women.

Smokers shouldn't have to pay higher premiums either.

Obviously the analogies could go on and on.

It isn't unfair that those who are in a higher risk pay a bit higher for their insurance. It is unfair for it to be any other way.

Yes, insurance risks are spread out to a larger group to some extent, but at the same time there are groups who pay higher for their insurance. Rates which are based exclusively on likelihood of coverage being needed.

Huh...was just talking about this issue.

Insurance is annoying. There's a good reason women use more health services than men--men don't have to go in for annual screenings. It pisses me off that Viagra is covered, but birth control is not. If men could get pregnant, you can damn well bet BC would be covered!

And I pay pretty much the same for well person annual checkups as I do for treating illness.

What would be so bad about walking, or being carried, into an ER, and not worrying about having to qualify or pay up front to be seen by a doctor? Oh, wait, I have Medicare, and I don't worry about it now!

What kills me is that dental is a whole separate animal, and TMJ isn't covered under medical OR dental!! (The dentists say it's in the bones - which it is - and the doctors say it involves your teeth. The buck passes, and the pain increases...)

This makes me happy to have free medical and dental. My kids will have it too. If I go to the ER, I just have to make a phone call the next day and it's taken care of.

I don't go to the doctor unless there's actually something wrong though, so I rarely use their services.

And I agree with 2many. As usual.

I'm having my first-ever being-responsible-for-health-care stuff now. It's so complicated and frustrating! And even though I was very careful when I picked my insurance policy, I feel like I'm getting a kinda raw deal, more or less.

The other day I was reading an interesting article about women recieving a lesser level of care than men when it comes to, in this article, hearts.



I've read other articles and studies noting the same result, women recieving a lesser level of care than men, with respect to other practices of medicine, as well as in other countries.

I'd be pissed if I had to pay more for less, but luckily for me my government pays for it all.

Damn! Penalize people for taking care of themselves throughout their lives! That's a brilliant idea!
This frustrates me, too. Viagara's been covered by our health plan fora while now, but BC was just recently added to the list. Prior to this it was considered to essentially be a cosmetic drug and not a medicinal one.

A. This article is discussing individual health insurance. The vast majority of americans do not obtain their health coverage this way. Why? Because it's bloody expensive, the coverage sucks, the deductibles are high, and EVERYTHING is a preexisting condition. This is last resort healthcare.

B. Group heath insurance is already "socialised".(yes, I take issue with this term) Your employer does not pay more for female employees. Your employer does not charge you, as a, female more than your male counterparts for the same coverage. No, the government is not involved, but apparently "equal pay for equal services" is the new socialism.

C. Do childless women get a discount?

BLEEPING ridiculous.